We all have bad weeks, a tire could blow out, you could lock your keys in the car or your car battery could die. If you have added an emergency roadside assistance extension to your car insurance policy, you probably feel like your problems are over. But they may have only just begun.

Adding emergency roadside assistance onto your car insurance policy can seem like an inexpensive way to protect yourself against an unexpected breakdown or other embarrassing problem. Many insurers, including Allstate, State Farm, Geico and Progressive, offer policy holders an add-on to their car insurance policy for a fraction of the cost of independent auto club services. Basic assistance added onto a policy can be as cheap as $6 to $20 for an annual policy, compared to $45 to $100 for an annual membership of an independent service.

But, did you know that car insurance companies keep track of your roadside assistance claims, in some cases you may find your premium will increase if you make one too many calls for help. Insurers take a whole range of factors into account when giving you a quote for car insurance and how many and what kind of roadside assistance claims you’ve made is one of them.
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