Have you given your car insurance a tune-up lately? Get the most out of your coverage by making sure you haven’t made one of these common mistakes:

- Adequate Protection
A common way to save money on car insurance rates is to reduce the liability protection. Before you reduce your liability protection to cut costs consider how a bad accident could affect you financially. Medical bills, lost wages and vehicle damage can add up to hundreds of thousands of dollars. You should make sure your liability protection is adequate to cover you, your passengers and your property in a worst-case scenario.

- Buying the Cheapest Car Insurance Available
You’ve heard the saying “you get what you pay for” and often it’s true. You can save a lot of money by shopping for a car insurance online quote, but make sure you assess all the benefits included before you go ahead and purchase. One way many companies cut costs is to use less expensive parts rather than the original equipment manufacturer (OEM) parts. Use of non-original parts can affect the look of your vehicle, decrease its value and void your warranty.
Read the rest of this entry »