Progressive car insurance recently reported fourth-quarter results, with profit falling 41% due to reduced car insurance rates.

Progressive car insurance’s net income dropped to $236.1 million, down from $400.9 million for the same period last year. As a result of the drop in income Progressive car insurance is eliminating jobs and combining units to reduce expenses. Progressive car insurance announced in November 2007 that it would reduce its workforce by around 1.3%, a cut of 341 jobs.

The car insurance companies attempt to drop car insurance rates to attract customers seems to have worked with the number of Progressive Car Insurance policy holders rising by 4% in the year.
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We all have bad weeks, a tire could blow out, you could lock your keys in the car or your car battery could die. If you have added an emergency roadside assistance extension to your car insurance policy, you probably feel like your problems are over. But they may have only just begun.

Adding emergency roadside assistance onto your car insurance policy can seem like an inexpensive way to protect yourself against an unexpected breakdown or other embarrassing problem. Many insurers, including Allstate, State Farm, Geico and Progressive, offer policy holders an add-on to their car insurance policy for a fraction of the cost of independent auto club services. Basic assistance added onto a policy can be as cheap as $6 to $20 for an annual policy, compared to $45 to $100 for an annual membership of an independent service.

But, did you know that car insurance companies keep track of your roadside assistance claims, in some cases you may find your premium will increase if you make one too many calls for help. Insurers take a whole range of factors into account when giving you a quote for car insurance and how many and what kind of roadside assistance claims you’ve made is one of them.
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This article has been written to give you some advice on what you can do if you’re car insurance company is giving you a hard time. You don’t have to sit back and suffer from their ignoring,stalling and disputing, you do have options to settle your dispute.

To begin with call your car insurance companies claims department. Don’t forget, you’re the customer and your car insurance rates pay their salary. If the individual you’re speaking to doesn’t seem to care about your problem, (always make a note of the name of the individual you spoke to and the date you called) then find and speak to their superior.
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Licensed property and casualty insurers doing business in Montana have been reminded by Montana State Auditor John Morrison of the new law protecting residents of Montana right to choose a car repairer after an accident.

The law which has recently come into effecting is known as an ‘Antisteering Law’ and will stop car insurers from requiring customers to use specific car repairers for estimates and repairs after an accident.
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