If you are looking to buy car insurance online California you probably want to make sure you get the cheapest car insurance that suits your needs.

Shopping around online is a great way to reduce your insurance costs. Insurance can put a big dent in your family budget, especially considering the typical motorist in California is forking out $2,334 a year for car insurance.

In fact, a recent article written by Forbes has found that California is the 2nd worst state in the country to own a car. The article states that average costs for motorists for 5 years in California were:

- Taxes & Fees: $3,282
- Depreciation: $18,194
- Finance & Interest: $6,467
- Insurance: $11,670
- Fuel Costs: $14,280
- Maintenance: $4,335
- Repairs: $1,120

Coming to a grand total of $59,347. The study does make some assumptions, including; 15,000 miles per year, vehicles were financed on a 60 month loan with 10% deposit, average demographic used for insurance rates and an average car purchase price of $32,373. On a yearly basis this figure comes to a hefty $11,869.

Your own situation is likely to differ somewhat from the assumptions that have been made. However, this list of expenses may help you to make sure your budget includes all the relevant expenses you incur by owning a car. You could also use it to find ideas on how you can save. (for example by buying a car at least 2 years old you can reduce your depreciation costs significantly)